A natural hazard is a natural phenomenon that might have a negative effect on humans and other animals, or the environment. Natural hazard events can be classified into two broad categories: geophysical and biological. An example of the distinction between a natural hazard and a disaster is that an earthquake is the hazard which caused the 1906 San Francisco earthquake disaster. Natural hazards can be provoked or affected by anthropogenic processes, e.g. land-use change, drainage and construction. There are 18 natural hazards included in the National Risk Index of FEMA: avalanche, coastal flooding, cold wave, drought, earthquake, hail, heat wave, hurricane (tropical cyclone), ice storm, landslide, lightning, riverine flooding, strong wind, tornado, tsunami, volcanic activity, wildfire, winter weather. In addition there are also tornados and dust storms. Several of these have a higher risk of occurring now due to the effects of climate change.
